Exceptions to the Rule

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If you own any of the following:

  • Term life insurance policy
  • Universal Life (UL)
  • Index Universal Life (IUL)
  • Variable Universal Life (VUL)
  • Survivorship Universal Life (SUL)
  • Survivorship Index Universal Life (SIUL)
  • Survivorship Variable Universal Life (SVUL)
  • No Lapse Guarantee Universal Life (NLG UL)
  • Guaranteed Universal Life (GUL)

And your policy has little or no Cash Surrender Value, and you plan on letting the policy lapse, there is a way you can recover a portion of your premiums through a 1035 exchange, even when there is ZERO Cash Surrender Value in your current life policy.

In some cases, as much as 40%, and even 50% or more of your premiums can be recovered!

If you would like to know more, click This email address is being protected from spambots. You need JavaScript enabled to view it. !

For a FREE initial consultation, call today: (800) 680-5596

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